Not unlike many of you….
Not unlike many of you, we couldn’t make sense of how—with our big American dream for wealth and for exciting yet sound, investment strategies—we felt stuck in a traditional, seemingly static financial rut.
We’re Amy and Michael: busy working parents, leading entrepreneurs in our respective fields, professional jugglers in the game called life.
We worked hard and saved as much as we could in traditional ways that sound familiar: stocks, savings accounts, retirement funds, nest eggs. But the more money we made, we faced the inexplicable rise of expenses. Two kids meant hitting x2 on nearly every purchase made (love ya kids!). Self-employed careers we loved had the consequence of an ebb and flow of work. Add to this medical emergencies, aging parents, economic uncertainties, and well, the unpredictability of it all choked our money and our growth.
Future financial goals didn’t look that much better. We knew we should save for:
house upgrades
college tuitions
kids living expense and cars when they start driving
a rainy-day fund
long-term medical care
retirement IRA or 401k in funds
All of a sudden, early retirement or any retirement sounded unattainable, much less traveling the world and living the type of lifestyle that we’d always dreamed of. We’ll do better next year, we kept saying…year after year.
Sound familiar?
“ If you don’t find a way to make money while you sleep, you will work until the day you die.”
- Warren Buffett
Our “Work harder, make more and save more” strategy wasn’t taking flight.
Through all our years of undergraduate and advanced degrees, no one taught us investing strategies and growing wealth. It starts with the knowledge that our traditional understanding of wealth building is not only INEFFECTIVE, but also was NEVER meant to make us truly wealthy in the long run. Even if you are a top 1% earner, without proper wealth growth strategies, you’ll eventually run out of your savings. Just look how a third of lottery winners declare bankruptcy. We felt shut out, and believed there had to be a better way.
Then we decided to make our fiscal destiny our own.
When we reviewed our portfolio, we found a common thread and passion in real estate. Over the years, we had invested in single-family houses, duplexes and short rentals. We did BRRRR (Buy, Rehab, Rent, Refinance, Repeat: a popular method used by many investors now) before the phrase and process became popular. We even built a villa from the ground up in a foreign country! We realized, however, that it was painstakingly slow and extremely difficult to scale with single-family units.
How could we transform this passion we had for real estate investment into a tangible way to grow our money better, wiser, faster?
We listened to every (almost) investment podcasts, highlighting countless books and jotting down ideas on sticky notes. We created vision boards, joined accountability groups, sought out mentors where we lacked knowledge and networked with the type of investors we wanted to become.
Along the way, we made a lot of detours.
“Ninety percent of all millionaires become so through owning real estate. More money has been made in real estate than in all industrial investments combined. The wise young man or wage earner of today invests his money in real estate.”
- Andrew Carnegie, Billionaire Industrialist
(We’re positive Carnegie meant to include the wise women and non-binaries of the world too!)
Today we are real estate investors and passionate financial literacy advocates. There is a lot more to just plunking down for an investment. For example, how can you maximize enormous tax benefits through real estate investing? As you grow your net worth, how can you best protect yourself from potential danger/s?
It’s your turn to take control of your investments by using a strategy that is consistently employed by the wealthiest people and savvy investors for years. When done right, you will achieve the fiscal rein that you’ve always wanted and create generational wealth for those you love.
We are here to help you. Access our network to build solid financial foundations to grow true wealth and put precious time back at your fingertips.
It can all start like it did for us with a simple wish: for more freedom to explore what life can offer.
Are you ready to be Financially Free?
Michael Lin
Michael helps people achieve Health in Wealth and Wealth in Health.
Michael and Amy are currently both actively and passively invested in 630+ units of multifamily properties across five states. He also has development experience including: constructing a vacation rental villa in Costa Rica from the ground up in an exclusive luxury enclave, overseeing multiple retail gym constructions and managing numerous Class A commercial building exercise facility renovations and build-outs.
Along with real estate, Michael has devoted his time to the fitness industry for the past two decades. An entrepreneur since 2000, Michael Lin has grown his fitness consulting business, Verve Health & Fitness, to be one of the most well respected fitness providers in the metro D.C. area, ranging from private personal training to rehabilitation, from sport-specific training to fitness facility management for Class A Commercial buildings and Five Star Hotels. Michael’s corporate clientele includes, Cushman & Wakefield, JBG, Jones Lang LaSalle, Quadrangles, Bozzuto, Lincoln Property Management, Four Seasons Hotel Georgetown and Mandarin Oriental Hotel to name a few. During which time, Michael and his company have been featured in Shape Magazine, Washingtonian, WebMD, Capitol File, and Washington Life magazine.
The result of Michael’s passion for multi-family real estate investing? The growth of passive income, not only for his family, but also for his friends and new investors, who he’s educated to gain their trust and help them in their journey. This has allowed more free time to become a top ranked 'uber amateur’ USTA men’s singles tennis player (#1 in Virginia and top 100 in America in 18+ 4.5 division for two years straight). He enjoys working out and coaching his kids in tennis, having hiking dates with his wife and drinking wine with his buddies.
Our Partners
Stuart Berryhill
Stuart is an entrepreneur passionate about teaching financial literacy to young people. He is actively and passively invested in 270 units+ in the southeast.
Coming out of college, Stuart went into being a High School teacher and Varsity boys basketball coach. In the summers, he was the staff recruiter at a summer camp. Although retired from teaching inside of a classroom, the passion for teaching young people is continued and shown in his podcast, "Money Vision U", which is dedicated to teaching the "financial class you should have had in High School so you can see opportunities the way the wealthy do and fast track your financial freedom."
After 5 years of teaching, he and his wife jumped into living van life and began a new journey of entrepreneurship. In addition to larger apartment syndications, Stuart and his brother have been purchasing small and mid-size multifamily real estate and managing them as short term rentals with their property management company, Modern Stayz.